Conventional Loans
Not government-backed — conventional loans follow Fannie Mae and Freddie Mac guidelines and offer flexibility for many buyers.
Conventional loans can go as low as 3% down for qualified borrowers. With 20% or more down, you typically avoid private mortgage insurance (PMI). Rates and terms are competitive for those with good credit. Running the numbers helps you see how down payment and rate affect your monthly payment.
Estimate your conventional monthly payment
Use our calculator with Conventional already selected — same view you get from this page.
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Kara can help you compare conventional to FHA and VA and lock in the right loan for you.
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Serving Louisiana Families Since 1998 • 50+ Five-Star Reviews • VA Loan Specialist
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