Kickbacks (Illegal Referral Fees)
A kickback is when someone receives money, gifts, or anything of value in exchange for referring business — without properly disclosing it. In mortgage lending, this often involves real estate agents, lenders, title companies, or service providers.
Kickbacks are illegal under RESPA because they create conflicts of interest and increase costs for consumers. Mortgage decisions should be based on service and expertise — not secret compensation arrangements.
Want this applied to your situation?
Understanding a term is one thing. Knowing how it affects your loan, your rate, or your closing costs is another. Kara can walk you through exactly how this applies to your file — in plain language, in 30 minutes.
Schedule a Free ConsultationNo obligation. In person, by phone, or on Zoom.
Ready to Take the Next Step?
Clear answers. No pressure. Just a solid plan built around you.
30 minutes. In person, by phone, or on Zoom. No obligation.